Credit card "PlastiCard”
- Credit card is given to any adult person whose income is not less than 300 GEL
- Getting the credit card does not require any guarantee and mortgage
- The Card can be used at any bank ATM and POS-terminals, both in Georgia and abroad;
- During the validity period of the card, you will receive SMS with the information on the transactions carried out by the card
You can create and choose a credit card tailored to your wishes:
- Grace Period 1 month / 2 months
- Tariff schedule of services - Universal, Buyer or Payee
- Calculation date for the minimum amount payable – your desired calendar day from 1 - 28
| General Terms and Conditions |
| Card type |
Visa Gold |
| Currency |
GEL, Dollar, Euro |
| Validity period of card |
2 years |
| Loan term |
2 years |
| Cost of card |
40 GEL |
| Additional card fee |
40 GEL |
| Recovery of lost / damaged card |
20 GEL |
| Minimum credit limit |
200 GEL |
| Maximum credit limit |
5-fold amount of income (not more than 10 000) |
| Monthly minimum amount payable |
on the calculating date 10% of the current balance (the principal sum) + due date accrued interest (if any) |
| Deadline for repayment of minimum due amount |
the 20th calendar day after the calculation date |
| Overdue charges |
10 GEL (single) + 0.5% of the outstanding amount for each overdue day |
We offer three types of tariff schedules - Universal, Buyer and Payee
- Select the tariff schedule "Universal”, if you think you will use the credit card in retail centers to purchase products, as well as at ATM to withdraw cash
- Select the tariff schedule "Buyer”, if you think you will use the credit card mainly at ATM to withdraw cash
- Select the tariff schedule "Payee”, if you think you will use the credit card mainly in retail centers to purchase goods through POS terminal.
| Tariff "Universal” |
| Grace period |
1 month |
2 months |
| Interest rate |
|
|
| Cash Withdrawal at ATM |
| Silk Road |
2.5 % min. 2 Gel / 1 USD / 1 EUR |
| Partner |
4.0 % min. 4 Gel / 2.5 USD / 2.5 EUR |
| Other |
4.5 % min 8 Gel / 4 USD / 4 EUR |
| Cash Withdrawal in Bank |
| Silk Road |
3.5% min 3.5 Gel / 2 USD / 2 EUR |
| Partner |
4.5% min 4 Gel / 2.5 USD / 2.5 EUR |
| Other |
4.5% min 8Gel / 4 USD / 4 EUR |
| Non-cash settlement |
0% |
| Tariff "Payee” |
| Grace period |
1 month |
2 months |
| Interest rate |
|
|
| Cash Withdrawal at ATM |
| Silk Road |
2.0 % min. 2 Gel / 1 USD / 1 EUR |
2.3% min. 3Gel/1.5 USD/1.5 EUR |
| Partner |
2.0 % min. 2 Gel / 1 USD / 1 EUR |
2.3% min. 3GEL / 1.5 USD / 1.5 EUR |
| Other |
4.0 % min. 8 Gel / 4 USD / 4 EUR |
4.0 % min. 8 Gel / 4 USD / 4 EUR |
| Cash Withdrawal in Bank |
| Silk Road |
2.5% min. 2 Gel / 1 USD / 1 EUR |
2.5 % min. 4 GEL / 2 USD / 2 EUR |
| Partner |
2.5% min. 2 Gel / 1 USD / 1 EUR |
2.5 % min. 4 GEL / 2 USD / 2 EUR |
| Other |
4.0% min. 8Gel / 4 USD / 4 EUR |
4.0% min. 8 GEL / 4 USD / 4 EUR |
| Non-cash settlement |
0% |
| Tariff "Buyer” |
| Grace period |
1 month |
2 months |
| Interest rate |
|
|
| Cash Withdrawal at ATM |
| Silk Road |
3.5 % min. 4 Gel / 2 USD / 2 EUR |
| Partner |
4.0 % min. 5 Gel / 2.5 USD / 2.5 EUR |
| Other |
4.5 % min. 8 Gel / 4 USD / 4 EUR |
| Cash Withdrawal in Bank |
| Silk Road |
4.0% min. 2 Gel / 1 USD / 1 EUR |
| Partner |
4.5% min. 2 Gel / 1 USD / 1 EUR |
| Other |
4.5% min. 8Gel / 4 USD / 4 EUR |
| Non-cash settlement |
0% |
